Members
Healthspan and Wealthspan Life Planner.
Plan retirement around the health, care, family, and longevity decisions your money may need to support.
Annual membership
Build the plan once. Keep it current as life changes.
Annual membership combines the Life Planner and AI Companion with quarterly check-ins, life-event reviews, saved comparisons, and an annual progress report.
$99/year
- The full lifecycle finance planner and annual projections.
- Retirement-age, healthcare, and long-term-care stress tests.
- Private check-in history saved in your browser, with export and import.
- Quarterly comparisons, life-event review prompts, and calendar reminders.
- A printable annual report and current member planning updates.
- An AI companion for definitions, form guidance, and review preparation.
Secure checkout is handled by Stripe. Membership is $99 USD per year and renews annually until canceled through the Stripe customer portal. The price and renewal date are shown before purchase. Educational planning support only; no individualized financial, tax, legal, investment, insurance, or medical advice.
Life-cycle planning calculator
See resources, spending needs, and late-life risks together.
The planner combines financial assets with the present value of future work income and guaranteed retirement income, then compares those resources with spending, legacy, healthcare, long-term-care, and family-support assumptions.
A plan that remembers progress
Save dated results locally, compare check-ins, export the history, and print an annual report.
Reviews tied to real changes
Use focused prompts for quarterly, retirement, work, health, caregiving, family, and housing reviews.
Guidance that stays bounded
The AI Companion explains definitions and review preparation. It does not see saved history, invent calculations, or recommend securities.
Method and limits
A deterministic planning model, not a prediction or financial recommendation.
The model uses constant real rates and user-entered assumptions. It does not calculate taxes, Social Security benefits, required minimum distributions, sequence-of-return risk, market volatility, Monte Carlo probabilities, insurance needs, or a recommended portfolio. Use the results to prepare questions for qualified financial, tax, legal, insurance, and healthcare professionals.
Read the calculation method and sources