Method

Where these numbers come from.

Every number on this site comes from somewhere, and that source is written down. Where the evidence is genuinely unsettled, this page says so rather than rounding it into false confidence.

How advice is organized

Four steps, in order.

  1. Measure Get a rough number on paper. A rough number beats a vague worry.
  2. Make sense Find out what the result actually means, and which assumptions are doing the heavy lifting.
  3. Modify Pick one change you can repeat next month. Not five.
  4. Meet Take the specific question to whoever can answer it, whether that is your pharmacist or your family.

Next evolution

From blog posts to a guided annual checkup.

The aim is that you can sit down once a year, work through this in an hour, and leave with a short written plan you would actually be willing to show someone.

  • Calculator results with transparent assumptions
  • Clinician-friendly medication and health questions
  • Retirement healthcare spending scenarios
  • Accessible worksheets for older adults and caregivers

Source system

Benchmarks and evidence are monitored separately from score logic.

When a source updates its numbers, that does not silently change your score. A monitor flags the change, a person reviews it, and only then does anything on this site move.

Monthly

Healthcare benchmarks

Fidelity and KFF assumptions are monitored for retirement healthcare cost updates.

Monthly

Long-term care costs

CareScout and memory-care defaults are checked before calculator assumptions change.

Quarterly

Healthspan evidence

PubMed evidence monitoring supports human review rather than automatic score changes.

Always on

Technical checks

SEO, agent workspace, syntax, anchors, and local browser smoke tests keep the site coherent.