Retirement healthcare
Estimates draw on Fidelity and KFF figures, and those are re-checked every month, so the numbers behind your plan stay current rather than drifting a year out of date.
Method
Where these numbers come from.
Every number on this site comes from somewhere, and that source is written down. Where the evidence is genuinely unsettled, this page says so rather than rounding it into false confidence.
How advice is organized
Four steps, in order.
- Measure Get a rough number on paper. A rough number beats a vague worry.
- Make sense Find out what the result actually means, and which assumptions are doing the heavy lifting.
- Modify Pick one change you can repeat next month. Not five.
- Meet Take the specific question to whoever can answer it, whether that is your pharmacist or your family.
Next evolution
From blog posts to a guided annual checkup.
The aim is that you can sit down once a year, work through this in an hour, and leave with a short written plan you would actually be willing to show someone.
- Calculator results with transparent assumptions
- Clinician-friendly medication and health questions
- Retirement healthcare spending scenarios
- Accessible worksheets for older adults and caregivers
Source system
Benchmarks and evidence are monitored separately from score logic.
When a source updates its numbers, that does not silently change your score. A monitor flags the change, a person reviews it, and only then does anything on this site move.
Long-term care costs
What care costs depends enormously on where you live and what kind of help you need. The defaults behind those estimates are re-checked monthly against CareScout survey data.
Healthspan research
New research on what actually adds healthy years is read every quarter. A person decides whether it changes anything, so a single study never moves your score on its own.